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Care Costs Associated with Senior Communities

Whether you’re dreaming about your own future or making plans for a loved one, knowing what you want as well as what to expect can make all the difference. With various amenities, neighborhoods and services, the costs associated with senior communities can vary greatly.

We know that initially crunching the numbers can be daunting, but it’s important to keep things in perspective starting with the realization that living at home isn’t free. So, before we move into the future, let’s visit about the present. From home maintenance to utility bills, groceries to physical upkeep, there are a lot of expenses in everyday life. In fact, there’s more than just what you jot down in your budget notebook. There’s also all of your time, knowledge and resources that go into cooking, cleaning, painting, landscaping and so much more. And then there are the unexpected things life tosses out upon occasion – roof leaks, burst pipes, falling limbs, you name it. And, when you get to the point that you want or need extra medical help or assistance around the house, it’s time to start adding those expenses to the budget as well.

As we delve into the types of housing and possible costs, know two things: first, all cost are approximate for point-of-reference only; and second, we are standing by to help you navigate not only options available locally as well as exact pricing, but also to assist you in finding additional resources if needed or desired.

A Few Potential Housing Options:

Senior Apartment Complexes

The senior apartment move-in experience works much like traditional apartments with low (or for some non-existent) deposits or fees and standard leases. There are often senior-friendly amenities and activities. Some basic services may be included while others might be outsourced to trusted partner-businesses for additional fees.

Independent Living Communities

Perfect for those who don’t need outside medical or personal care, but do desire a low-maintenance lifestyle, 55 and older communities for rent can provide an atmosphere conducive to making like-minded friends while enjoying amenities such as housekeeping, prepared meals, various classes and sometimes even on-site spas and entertainment. With this much variation in offerings, not to mention floor plans/square footage and geographic locations/neighborhoods, it’s no surprise that out-of-pocket expenses can vary. However, we’ve found that armed with both facts and resources, there’s a fit for everyone. It’s not unreasonable to expect some move-in fees and a monthly rate of anywhere from $1,500 to $6,000 or more – with $2,042 per month the Oregon average.

Assisted Living Communities

Providing a safe and vitalizing environment built to adapt to changing needs, this option can be an ideal fit for those seeking assisted living for adults with physical disabilities as well as those still quite physically able, all while providing mental, emotional and physical support. With holistic dining plans, exciting exercise classes, grooming assistance and more, this housing option varies greatly in price. According to, Eugene assisted living communities are the most affordable in Oregon – averaging $4,025 compared to state cost of $4,593.

Continuing Care Retirement Community (CCRC)

The initial investment number for a CCRC can seem shocking at first, however, there are multiple things to consider. First, for some, a majority of the initial entrance fee is refundable to you or your beneficiaries when you leave the community. Second, as your health care needs grow, so do your benefits; however, your monthly fees ($2,000 to $6,000 for example) typically stay the same. For those who are interested in exploring this sort of stationary continuing care (growing care in the same community), but who don’t want to pay hundreds of thousands of dollars up front, there are often alternative payment options – such as higher monthly fees or an à la carte fee plan.

These are just a fraction of the exciting 55 and older communities for rent in our area. Contact anyone on our team at no cost to you to explore your perfect fit. Our goal is for our clients to live happy, healthy and comfortable lives. We strive to provide you or your loved ones with personalized care, stress-free transitions and all the resources needed to make informed decisions regarding a host of individualized situations.


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